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Ask the Benefits Expert: High Deductible Health Plans
What are high deductible health plans and what is their relationship to health savings accounts? High Deductible Health Plans (HDHPs) are health plans that have higher deductibles but offer lower premiums than traditional plans. HDHPs do not have what is referred to as “first dollar coverage”, or co-pays. Due to out of pocket obligation, a…
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Details of the ACA Replacement Plan Released
American Health Care Act. On Monday, Republicans in Congress released their first draft of an anxiously awaited proposal called the American Health Care Act, which would replace large sections of the Affordable Care Act – commonly referred to as Obamacare. The information contained in this first draft of the American Health Care Act is sure…